Retirement Portfolio Resilience Perspective
Category: Corporate Resource – Corporate Presentation
This Corporate Presentation demonstrates Gyrostat's investment philosophy by explaining how disciplined portfolio construction, embedded downside protection and active risk management can strengthen retirement portfolios through changing market conditions.
The presentation discusses sequencing risk, retirement portfolio construction and the role of complementary portfolio functions in reducing vulnerability to major market declines while supporting long-term retirement outcomes. Viewed through today's Retirement Portfolio Resilience Framework, it reflects Gyrostat's enduring philosophy of helping investors remain financially and emotionally invested throughout their retirement journey, regardless of the path markets take.
This Corporate Presentation forms part of Gyrostat's broader body of research, educational articles and practical insights organised through the Retirement Portfolio Resilience Framework.
Gyrostat has for 35 consecutive quarters operated within a 'hard' defined risk parameter (no more than 3% capital at risk with our maximum draw-down 2.2% in any circumstances) always in place, delivered regular income by passing through ASX-20 dividends, and met returns guidance based upon market conditions (demonstrating increasing returns with market volatility). The Fund buys and holds ASX-20 shares with lowest cost protection always in place with upside. It is an 'alternative - defensive' conservative asset allocation.
With the evolution of our investment processes and raising the ‘hard’ quarterly risk tolerance from 2% to 3% (in February 2019) we upgrade our returns guidance in stable markets to the 90 day bank bill swap rate ("BBSW 90"+ 3%). Our Investment Strategy allows up to 10% of the Fund’s assets to be invested in international assets. We anticipate returns in all market environments of at least BBSW 90 + 3% (enabling investors to receive income and capital growth.)
