Retirement Portfolio Resilience Perspective
Primary Pillar: Behavioural Survivability
Supporting Pillars: Resilience Across Market Environments • Retirement Portfolio Construction
This article challenges the way investment success is traditionally measured and asks whether the industry's most common benchmarks fully capture the outcomes that matter most to retirement investors.
Rather than focusing solely on relative performance, the article considers whether measures such as remaining financially and emotionally invested throughout retirement, confidence during periods of uncertainty and resilience across changing market environments deserve greater emphasis when assessing retirement portfolios. Drawing on the concept of reverse benchmarking, it encourages investors, advisers and researchers to reconsider not only how portfolios are constructed, but also how success should be evaluated.
For readers exploring the Retirement Portfolio Resilience Framework, this article provides a practical perspective on why the benchmarks we choose can influence both portfolio construction and long-term retirement outcomes.
