Retirement Portfolio Construction: Pairing Growth with Retirement Portfolio Resilience
The concluding paper in the Retirement Portfolio Resilience Educational Series.
Retirement Portfolio Resilience Perspective
Primary Pillar: Retirement Portfolio Construction
Supporting Pillars: Sequencing-Risk Awareness • Behavioural Survivability • Resilience Across Market Environments
This article explains why retirement portfolio construction extends beyond traditional growth and defensive asset allocation. It introduces Retirement Portfolio Resilience as a complementary portfolio function designed to help investors remain financially and emotionally invested throughout retirement, regardless of the path markets take.
The paper demonstrates how Growth, Defensive Assets, Retirement Income and Retirement Portfolio Resilience work together as complementary functions within a resilient retirement portfolio. It also introduces a practical Retirement Portfolio Checklist that encourages advisers to consider whether each essential retirement objective has been intentionally addressed.
For investors, advisers and researchers seeking to understand how Retirement Portfolio Resilience integrates within modern retirement portfolio construction, this article brings together the concepts developed throughout the educational series into a single practical framework.
