Retirement Portfolio Resilience Perspective
Primary Pillar: Resilience Across Market Environments
Supporting Pillars: Sequencing Risk Awareness • Risk Pricing Discipline
This Mid-Year Update examines the importance of preparing portfolios before periods of heightened uncertainty and explains why portfolio construction should be designed to remain resilient across a wide range of market conditions.
Viewed through today's Retirement Portfolio Resilience Framework, the enduring principle is that resilient retirement portfolios are built before uncertainty arrives, not after significant market declines have occurred. The publication reflects Gyrostat's long-standing philosophy of combining long-term growth with complementary protection strategies that help address sequencing risk and reduce dependence on favourable market conditions. While the market outlook and terminology reflect the environment at the time, the underlying philosophy remains central to Retirement Portfolio Resilience.
This Mid-Year Update forms part of Gyrostat's broader body of research, educational articles and practical insights organised through the Retirement Portfolio Resilience Framework.
Major stock market corrections occur frequently. When stock market falls do happen, they typically happen very quickly and take years, even decades to recover to previous levels. Since 1927 stocks markets have fallen over 20% on 13 occasions. The range of falls and duration has been -20% to -81%, with declines happening over a period from 3 to 67 months.
The last stock market correction was over 9 years ago.
If you act now, you won’t be at risk of large losses on share market falls.
Full details of the Gyrostat ASX200 downside protection fund, designed to enable you to protect your portfolio of Australian shares against large one off falls and large losses are in the attached report.
